Terms & Conditions /
Privacy Policy
Vibranium Credit Terms & Conditions
Last Updated and Effective: December 1, 2024
Welcome to www.vibraniumcredit.com (the “Site”). Our address is 1099 E Champlain Dr Ste A - 1179, Fresno, CA, United States, California. The Vibranium Credit website is operated by Vibranium Consulting LLC / Vibranium Credit (“VC”). By accessing or using our site, you agree to these Terms & Conditions (“Terms”) with modification. Please read them carefully and keep a copy for your reference.
1. Electronic Communications:
By visiting Vibranium Credit or sending emails to us, you consent to receive communications electronically. You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement for written communication.
2. Your Account:
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You may not assign or transfer your account to any other person or entity. VC is not responsible for third-party access to your account resulting from theft or misappropriation of your account information. VC reserves the right to refuse or cancel services, terminate accounts, or remove or edit content at its sole discretion.
3. Cancellation/Refund Policy:
You have the right to cancel your service within three (3) business days of signing the client service agreement and request a full refund. Notify us before the third business day by contacting (559) 272-4322 or emailing info@vibraniumcredit.com. Refund requests made after this window will be reviewed on a case-by-case basis.
4. Links to Third-Party Sites:
The Vibranium Credit website may contain links to third-party websites (“Linked Sites”). These Linked Sites are not under the control of VC, and we are not responsible for the contents or updates of any Linked Site. We provide these links for convenience only and do not imply endorsement of the site or its operators.
5. No Unlawful or Prohibited Use:
You are granted a limited, non-exclusive license to access and use our site strictly per these Terms.
You agree not to:
Use the Site for any unlawful purpose.
Attempt to damage, disable, or overburden the Site.
Access materials or information not intentionally made available to you.
6. Intellectual Property Rights:
All content on this site, including text, graphics, logos, and software, is owned by VC or its licensors and protected by intellectual property laws. You may not reproduce, modify, or distribute our content without written permission.
7. Termination of Access:
VC reserves the right to terminate your access to the Site or related services at any time without notice for any violation of these Terms. Legal jurisdiction for disputes will be governed by the laws of the State of California, and any disputes will be resolved exclusively in its courts.
8. Changes to Terms:
We may modify these Terms at any time. The most current version will be posted on our site, and your continued use constitutes acceptance of the updated Terms.
Vibranium Credit Privacy Policy
At Vibranium Credit, we prioritize the confidentiality and security of your personal information. This Privacy Policy explains how we collect, use, and protect your data.
1. Information Collection:
We collect personal information, including:
Contact Information: Name, email address, phone number, and postal address.
Financial Information: Credit history, income, debts, and other relevant data.
2. Use of Information:
Your information is used to: Analyze your creditworthiness and create credit score reports. Communicate updates, promotions, and service-related information. Improve our services and user experience. Comply with legal obligations.
3. Sharing of Information:
We may share your data with:
Credit Bureaus: To obtain credit reports.
Service Providers: For assistance in delivering services, bound by confidentiality agreements.
Legal Authorities: To comply with legal requests.
Business Transactions: In case of mergers or acquisitions.
4. Cookies and Tracking:
We use cookies to improve your experience and analyze website usage. You can manage cookie preferences through your browser settings.
5. Your Rights:
You may: Request access, correction, or deletion of your data. Opt out of promotional communications by contacting us.
6. Updates to Privacy Policy:
We may update this policy periodically. Changes will be posted on our website and effective immediately.
For questions or concerns, contact us at info@vibraniumcredit.com.